These are normally called Ownership and Encumbrance (O&E) reports, but I can't remember if those are legal in MA...it's been a while since I've been in the business.

A sample deal that would be ideal for me would be to buy a distressed multifamily 2-4 units for 15,000.

Ironically that'd be an ideal property for me.  

Ideally someone who's defended their decisions in front of the IRS and won.

Ideally, that is what I want.You can continue to talk to them during that time period, and discuss payment arrangements, but make it clear the clock is ticking down.

Pick our a standard Earnest Money or purchase contract... it will be fill in the blanks.2. fill in the blanks IE purchase price  who is buying who is selling and settlement date.3. get it signed and e mailed back by seller.. 4 walk the contract into a local title company and have them process it like any other transaction.pretty simple as you said.. or find a simplithetic realtor who will take 30 mintues with you.I don't know FLA RE law per se the disclosures are usually on the onus of the seller not the buyer so you probably have no issues.. but again a RE broker should be able to answer these questions in 10 mintues

@Jordan Jett welcome to BP, and congrats on your graduation. just like jasmine said podcast are a great starting point, along with the free E-Books, this is the best place to be!!

((I prefer Donni)) I'm R E A L L Y new to Real Estate, so I'm looking for all the advice I can get.

Yes Im assuming these cities are not ideal but wanted to make sure before picking another one as I would like to move to one of these cities next year. 

@Aaron Montague  We get daily e-mails from realtor.com .