You could say its social engineering with the aim of encouraging home ownership.

Your testimony is such an encouragement to me because I was researching various transactional lenders and making sure I knew what I was getting into.

I would not encourage it, but if push comes to shove you may be able to have your transactional lender speak to them.

A very big thanks to all those on the forum that encourage all things RE.

Possibly, but I honestly ENCOURAGE them.

Encourage them to do it!

How long should we de-encourage folks from finding a job?

Also has great You tube Vids thanks for the advise and encouragement.

Children will teach themselves, in a household where learning is encouraged, and ultimately outpace those placed in a traditional school setting.

That makes him more approachable.I've been doing this for almost 6 years now and I certainly believe that people who use an image of themselves are taken more seriously for all the reasons I already mentioned.We try to encourage members to use personal images by enforcing a few basic rules about avatars here (no ads, promos, pics of famous people), but some people simply don't want to reveal themselves and others may not know how to take a picture.