You don't give yourself enough credit for the outstanding personal strides you made leading up to and since becoming a homeowner.

Then from the lender's perspective, they now have a $200k loan outstanding for a property that at that moment is only worth $150k. 

BUT - there's the current 50k loan outstanding. 

I haven't raised the rent on him, he's been great but I've given him notice that rent is going up 3% a year from now on.HOA,tax, insurance $800 a monthSo I net $500 a monthMy broker offer me 75% about $95k at 6.2%He said my DTI is high and want me to pay off outstanding debts with the refi.

Obviously, they have never heard of BRRRR method. thanks in advance for any insight.Hookers and blow.But seriously, IMO it's none of their damn business. 

Just curious, I know it means nothing)Personally- I would check the area on the MLS and make sure you aren't over paying...seller fi is normally the default when the owner is trying to pump out a sub-par building.ALSO- I invest in a Toledo 1950's construction neighborhood with white fridge and gas stove from local resale shop for $125 each....my 3/1 houses rent for $700 so you may either have crazy low rent for a 3/2 apartment or you have a "renter's" mecca where they get the best for damned near free.

Now, may we have our damn loan?

There's risk that the property may have a lien or outstanding judgments or foreclosures.

Damn J Scott you are on fire with that long response!

Assuming the technology advances to the point that it is considered similar quality to traditional builds and delivers huge reductions in final cost, the real question is - with trillions in market value and trillions in loans outstanding, will "they" allow 3-D printing that is so widespread that it crashes the market?