There is some risk there but it sounds like you've thought that part out.If you finish toward the high side, you can just rule out college students and be more picky about sensible tenants.

It's not college ghetto but my city does have a big student body (5+ colleges, and a university).

If there is a buy and hold market, who is the demographic renting; i.e. college students, government employees, etc.?

Debt $33k, student loans $20k (don't ask) mortgage $312k  $250k in IRA.

I'm currently a college student looking to start my real estate career at an early age.

South of Boston there are meetings in Taunton, Rockland, Plymouth and Cape Cod.Couple good reads 9 Reasons You Couldn't Find A Buyer For Your Wholesale DealDon't Start Wholesaling Until You Read This: Wholesale Advice from a Fix and FlipperHow to Start Wholesaling: Getting Past The Education and Into the FieldYou might consider Niche or Specialized Housing like student housing.

I have a job that allows me to pay my bills comfortably and pay down a small portion of my student loans and credit card debt each month.

We refined it into a plan, gave her a deposit only bank card and, for the two years she was our tenant, her rent was never late.As I often say, we are an accommodation service provider, working to become a lifestyle service provider, and not merely a landlord.Another thing we are doing with our student rentals is offering them {partially} furnished - living room, dining area and bed, dresser, desk & chair in each bedroom - at an extra $25/month per furnished bedroom.  

I understand there's a large hospital and also UA there for jobs and student influx, but are there many other large companies that higher employees with decent pay/benefits?

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