my brokers all told me 10.9-11% for HELOC's and so i called Navy Federal CU and they quoted me at 9% with a $700 fee for the loan, that's really competitive so I went with the CU.Brokers are good at getting a bank account loan, based on existing funds if you don't want them to pull credit/income verification

Personally, I would go after base hits 

Building a strong foundational knowledge base is essential, and you can achieve this by engaging with communities like ours here or by joining your local Real Estate Investors Associations (REIAs).

An attorney with experience in securities law can help the club evaluate, based on its particular facts, whether its membership interests are securities and whether the club is making a public offering of those securities.Does a person who provides advice to an investment club have to register with the SEC?

I've been actively searching for investable areas, with a long term view of reliable operating costs and proximity to the ocean or beach.

And of course, Lou Brown and others sell them, they don't give them away.I deal a quick google search for "Wholesale real estate contract".

A lot of the asset protection hype is based on F.E.A.R. - "False Evidence Appearing Real" - and you have to be careful who/how you ask about it (Hint: don't ask an insurance salesman if you need insurance).Info: The Asspro Nebula - What is needed for complete asset protection OR the domains that need to be intersected to find asset protection nirvana -https://www.biggerpockets.com/files/user/CosIorg/file/asset-protection-spectrum-diagram b. 

A number of people have asked this and if you use the search function, you can see replies to those posts. 

@Tanjaree TurnerIf you can move it to a self directed ira then you typically don’t pay penaltiesThere are several sdira companies on BP who could provide more information or a simple google search will give you names of many.

I received an offer that is substantially higher than my asking price from a retail buyer, but the buyer would have a mortgage and need a warranty deed.My attorney reviewed the title search and the county's notifications to lienholders and doesn't see any issues.