Consider a house hack here to help offset the costs.

For example if you have 10 different bank accounts with 6 different loans than it would cost more than a business with 4 bank accounts and no loans.

I suspect a pad for a vehicle can be provided at fairly low cost (it could use gravel instead of hardscape).To compound the parking issues, the city has been taking away parking spots for dedicated bike lanes.  

I figure I'll get mayhe 250k from the refi based on 5plex noi and comparables.I'd like to take a loan for the other 350k for example to meet the 10% down payment on a low income building hud loan.Is there an easier way to get into A higher unit commercial building? 

In that case, and you are willing to provide the required income info, when you look at the TRUE cost of a loan (rate, up front costs and pre-payment penalty, not just rate) conventional will be the best option every time. 

Due to insurance costs and high property taxes, we were unsuccessful in finding something that cash flows.

A lot of investors (especially OOS) have very little idea what is really going on with their property - or specifically in some cases, how bad it is and what the PM has to deal with.The second issue is that a lot of new investors have unrealistic expectations of what a PM can do and what the cost of these things is.

This can go towards covering unexpected maintenance costs or damage to the property.

If a Cost Segregation Study had not been performed on this $3,000,000 RV & Boat Storage Building located in Fort Pierce, Florida that was purchased in 2020, it would have had first year depreciation of approximately $10,225.

Hey @Niboom T., we have a lender in our network that just helped a client with a similar situation.