I plan on turning home into rental in the future. 

It does decently well compared to a human, plus its 24/7/365.

For us this is how we plan to finance those deals that we find that are great deals.

Do you plan to manage it yourself or look for an operator?

Given the substantial prepayment penalty and your current low DSCR, it’s crucial to evaluate how long you plan to keep the property and whether the savings from refinancing will surpass the cost of the penalty and associated fees.

Hope everyone is well!

Are you planning on an annual lease for this property or use it as a short term rental property?

Well they askes]d me if it was ok, but what you said makes sense, but I'm curious if I legally can deny, 

Regardless of a corporation making the mortgage payments, the end of year mortgage interest statement would still be in your name as well.

I plan on living in one side while renting the other side, so I can take advantage of putting 5% down.