![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2560243/small_1705031873-avatar-alexj298.jpg?twic=v1/output=image&v=2)
13 June 2024 | 29 replies
@Alex Johnson Detroit-Michigan falls in the middle of the pack regarding "tenant-friendly".As you start to build your Core Four, NEVER believe what people tell you unless they can explain it logically or provide 3rd party proof.Here's 3rd party proof that Michigan is in the middle of the pack:)https://realwealth.com/learn/landlord-friendly-states/https://www.lawdistrict.com/articles/most-renter-friendly-us...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/806358/small_1696966912-avatar-rodneyswindle.jpg?twic=v1/output=image&v=2)
13 June 2024 | 3 replies
Hi @Rodney Swindle,To answer your first question, appreciation is based on how people value the property.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/267820/small_1707842389-avatar-jorgea3.jpg?twic=v1/output=image&v=2)
13 June 2024 | 0 replies
Negotiation made a lot of things possible.Someone told me, "This is simple; these people are beginners."
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3038722/small_1717284983-avatar-bent246.jpg?twic=v1/output=image&v=2)
12 June 2024 | 13 replies
Carpet in general can turn off some people, but is it worth replacing?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2089822/small_1694589724-avatar-joryw2.jpg?twic=v1/output=image&v=2)
12 June 2024 | 17 replies
Sometimes people complain about the cost of cleaning.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1188016/small_1621510022-avatar-anthonyl185.jpg?twic=v1/output=image&v=2)
12 June 2024 | 12 replies
Wanted to see people’s opinions here.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1292924/small_1729778658-avatar-andreasm5.jpg?twic=v1/output=image&v=2)
12 June 2024 | 4 replies
They are proposing to use $7 billion in American Rescue plan Funds, which it borrowed, to pay medical expenses, which people borrowed, so that people can borrow more and lenders can make it more expensive to borrow.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3047806/small_1718131084-avatar-waynek56.jpg?twic=v1/output=image&v=2)
13 June 2024 | 7 replies
Typically, many people would pick a lender purely based on rates and pricing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2868706/small_1698960146-avatar-kimh230.jpg?twic=v1/output=image&v=2)
13 June 2024 | 6 replies
I look at the vehicles, are they 20 year old economy cars on their last legs, or are they newer vehicles that people are making payments on at a legitimate car dealership vs a buy and pay here joint.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2805018/small_1695241856-avatar-samg292.jpg?twic=v1/output=image&v=2)
15 June 2024 | 17 replies
If you're not getting to that, then it's more of a LIRP (life insurance retirement plan), which has long term goals.There are a lot of companies that do well with "getting the money in" then screw up the end game with the loan provisions.If you want, I have a case study for using a policy for private lending to other people.