Are you dependent on employment income to sustain making the payments on the loan?

I get a letter in the mail from a company called H.U.B Home and Realty Solutions saying they will buy my house in any condition, they will make an offer within 24hrs, and leave me with some money left in my pocket.

An ideal solution would be a loan with 4 - 5 year payback @ 5% interest, which is typical of our owner finance deals.

There is no one size fits all solution.

I did some DM marketing and realized how much  money I was potentially passing up by having only one solution, sell me your house for pennies on the dollar.  

There are plenty of solutions that can help you with that (I suggest MyVR).I'm not sure channels like HomeAway or Airbnb will have guests searching for your area.

As for getting out from under debt, there's really only one solution: Make more money! 

I am excited about joining the Bigger Pockets community to share my experiences with others and to have the opportunity to learn new solutions to real estate problems and challenges.

Wanted to know if there was a solution to this.

Assuming the property is worth that asking price and the market can sustain renters, the education will be worth it.Just my 2 cents and best of luck!