We just want to move out of this house to a new home, then spritz this one up a bit to get the most outta the sale.Is there anywhere one can find a private personal lender?

Standard loan sizing 75-80% LTV; 1.20-1.25x DCR; 30-year amortization in Top & Standard markets.

This is an insanely loaded question.Me, personally...

I have a decent salary, excellent credit score, no personal debt, no personal mortgage.

I have so many people who bought a parcel at tax sale, so thrilled with the deal they got and then when they bring it to me, I usually find development constraints that make it clear why the last person abandoned it. 

If so, I personally don't think house hacking is what I would do. 

What are the risks if the person isn’t qualified?

In-person local meetups are the best and they for sure have some near you.

I have not done this personally but I do have several clients who are in year 1 or 2 of utilizing this strategy. 

Neither of these report to our personal credit.