Where there's smoke there's fire.

To say that the mortgage broker “screwed” you is not fair based on the information that you supplied.

@Andrew HildebrandThere are quite a few BP Canucks down your way ... we wouldn't dream of making you go into the Big Smoke just to meet some of them ;-)@Dave Vogt is near by in Port Colburne.  

The problem deepens: The old landlord chose to go with a non-standard lease agreement that does not cover the topic either smokers or pets in any way, not even a passing mention (and there's no addendum for either as well).I want the two male tenants out; I have been told that they are smoking in the house (including marijuana), though at the moment I do not have any personal verification of this (I do know they smoke outside). 

There is a limited supply of homers. 

Do I really need an accountant...I hear they make up their fee in creative accounting....What are examples of tax deductions that I may have not thought about that I could claim...I now have repairs, mileage, postage, some office supplies?

Also, both of the lenders are people I have had LONG business and personal relationships with, they know my complete financial background (which is very good).I bought a wholesale deal from a 'flipper' that I usually supply cabinets and counter tops (my day job) to for his flips.

I have lots of investor clients that are looking to flip or wholesale right now and the low supply + higher pricing makes it very hard to find anything at a price that leaves you room to flip or whole and still have a profit margin.

The refinery has a steady supply of temporary workers coming in to do specialty maintenance work. 

I don't know the supply and demand for commercial properties where you are, but where I am, my dad has enough renters coming by needing his property that he doesn't need to start arguments with potential tenants.