A mortgage broker may be able to shed some more light on this better than I can, but I’m assuming you have a fixed rate mortgage on the rental property since the fee is so high.In order to guarantee the fixed rate and prevent people from breaking and reapplying when rates go lower, fixed mortgages have a much more substantial penalty for breaking them.  

I then follow the key component of the "One Thing," meaning what is the one thing that I can do such that by doing it everything else will be easier of unnecessary.

I think that may be an unnecessary step and expense. 

If all three are on the lease, the two tenants don’t have the right to lock the third out of the house and prevent that person from entering and getting their belongings.

This enables the tenant to pay the same amount every month and prevents confusion or arguments.I recommend determining a fair share and then adding another 10-15% because people tend to waste utilities when they're not actually responsible for the bill.

If another investment comes along, I could just write myself a check for the additional cash I would need for that one right and I wouldn’t have to incur unnecessary holding costs in the interim with the HELOC.

I liked it more than "Rich Dad, Poor Dad" and it really motivated me to stop spending money on unnecessary things. 

This can add unnecessary delays to projects and can cause unneeded stress to homeowners that try to navigate the process on their own.

Therefore, I am here to ask you all if I am missing some sort of advertisement strategy and/ or if their is something I can do next time to prevent this from happening to my next rentals.

2) Also, I have a 401K at work, so I would have to do a rollover from my 401K as well later on, hopefully roll overs from traditional IRA wont prevent a rollover from the big roll over from 401K when I quit my job?