In others, you'll end up paying just a slight premium for insurance.

Sure the HOA takes care of lost of things, but at a premium cost.

My day job includes financial oversight of school facilities remodeling so I know enough to not "pull it" but rather "cover it" (may choose a wood laminate) but I have a few questions I am having trouble getting answered;1) In schools we are required to create and maintain an Asbestos plan with includes the identification, containment and abatement processes for all of our buildings.

What is the premium structure in your firm?

Most houses in my area are constructed with a wood frame and have drywall interior. 

What are nice vacation spots in your neck of the woods?

Reading up on different neighborhoods and their seismic profile should help, but be prepared to pay a premium.2)Cluj-Napoca is a student hub.

They told the landlord they wanted wood floors.

Habitat for cheap doors, sinks/vanities, cabinets, and sometimes windows.Lowes for drywall, wood, shingles, paint, 6 pack light fixtures, etc.Lumber liquidator or Floor and Decor for flooring.ABC Supply for matching siding.Craiglist or Facebook for appliances and tenants.

@Fabian Alvarado - I am not in your neck of the woods so I won't be much help in networking, but here are a few suggestions: People set up their 'keywords' to alert them when someone mentions that particular word.