I've found Kiavi a bit better for the short term fix & flip (lower fees) and LendingOne a bit better for the 30 year DSCR (lower rate). 

If they had required landlord history to use rental income above just offsetting the payment and rental income resulted in qualifying dti I guess, but that would not be a common scenario when using long term rental income.

I am on the same boat and looking for a LTR (long term rental) in Hagerstown with steady cash flow.

Long term?

So rather than selling $10-15k of  investments, couldn’t I get a short term loan to use to pay bank back?

If you're open to furnishing and giving mid or short term renting a shot, that makes it easier to get a property to pencil in year 1.

Hi All,I've noticed that a lot of lenders have pulled away from 5+ unit properties and Mixed-use properties, particularly when it comes to long term financing.

However, this recommendation could change based on specific interest rates, your personal financial situation, and long-term goals.

In real estate (and life), the "under promise and over deliver" principle is crucial for building trust and fostering long-term relationships.

It doesn’t matter to me if he is or isn’t represented and I told him that it only changes the terms of the deal and how much he gets, my offer is the same.