Subject-To is an extremely high-risk play for anyone not capable and/or comfortable with selling, refinancing, or repaying 100% of all Subject-To debt balances, all at once (if they have multiple). 

I've only had to do 1 and it was several thousand.....I would take a real hard look at your numbers and re-adjust your offer accordingly.

.- 10% Pop Growth over the past 10 Years- 10% Job Growth over the past 10 Years- Low Crime- High Appreciation- Manageable Entry Prices- At least 30% Renter PopulationHere's an example of all those rules of thumb with a crime map of Austin, TX.

Lenders prefer 10x times negotiate than foreclose, they are in the business to make money and no to take properties from people specially now when no one is not buying due to high interest.  

Surprisingly, when you research them at current STR’s, reviews speak very highly of them.

If its been on the market for a month with only 1 applicant, then that surely sounds like an issue and sounds like it's either not properly marketed or the price is too high.

The 3 states I work primarily in already require buyer agency agreements by state law. 50% of our deals are off market, so our commissions already got written into our offers as a standard operating procedure.So virtually no changes for me. 

Do you know where these people get quality work and contractors for that price?

Hi Jacob, I like starting in the Midwest because it's affordable and offers good cash flow.

I typically offer a lower commission on deals over 500k and charge a higher percentage on lower-priced homes.You can work with a discount agent, but if I can't make you more money than I charge, then I am doing something wrong.