Yes, those are yellow walls that you see in the background:and green in the bedroom.  

Fingers crossed... rates hold for the year it will take us to build out.

@David Greene You seem very 'bullish' about future appreciation.

I like Lime Green Florescent post cards. 

We went to a credit councelor type place (green leaf) to try and work something / anything out with BoA so we didnt lose our home.

So tomorrow I expect that you will do something that enables you to cross off at least two things. 

Something else to cross of the list of things to do.Thank you Brandon; I appreciate the reminder and realize this is an ongoing conversation.

Apartments at 40K a door would be up scaled somewhat, coming closer to 2%, but I'd disagree that "all" apartment dwellers would not go to a lesser expensive SFR, they certainly do, especially first time homebuyers and tenants that want the "Green Acres" life style.

I'm still pretty green at this but I'm trying to be as effective as possible.

Fingers crossed!