Lowes often puts their flooring on sale, so we saved that way + using a Lowes credit card to save an additional 5%.End results of how the flooring turned out in our unit can be seen in my profile.Best of luck with your reno!

I didn't vet him at all (no credit or background check, etc).

Some of the credit unions off 0% down. 

I want to keep it as a rental property but they want all cash AS-IS, I have been Pre-approved for a mortgage a few months back but my credit has declined due to school and a new car.

Ask local banks and credit unions if you can.

PenFed Credit Union has been spectacular for me with HELOCS.

Also, hope you were able to use the $1000 referral credit.

I am planning to buy another home (most likely a live on oneside rent the other multi family) next spring once I take care of some unwanted credit card debt and save some money for a down payment.

We have w2 earnings around 200k yearly and good/great credit.

I have poor credit (620).