Also, you may get away with that in Red Bank, and being pet free can make sense in an apartment anyway, but in many markets and SFH you cut your own throat with that policy.

I can provide bank statements (both in the US and Internationally), proof of pay from Foreign company, and have a high credit score. 

I initially tried to get the owner to be the bank, but they need to cash out so they can use the money for another project they are working on.

We use private funding to pay cash for properties and then refi out (BRRRR) into bank financing.

For the past 9 months or so, she has just sends me rent through Zelle with our banks.

I'm told that there are some banks that will fund 75% based on the after repair ARV.  75% of 1.2mil is $900k

However, I've called a range of lenders (banks), small and large, and so far none of them are willing to issue a HELOC for non owner occupied investment properties. 

Had another bank quote us on an investor type loan at 5.25% over 20 years with a 5 year lock.

I would like to do the BRRRR strategy if possible, but at a minimum want to purchase a SFH buy and hold in my market.I have networked and lined up most of my "team", now trying to establish a relationship with a local bank in town. 

Everyone seems to recommend separate bank accounts for the business (as landlord, collecting rent, paying expenses, repairs, etc) and personal.My question is, since I live in the small unit (maybe 40% of the sq footage of the building) and rent out the other 60%, it's unclear which account I should use for the roof replacement that is going on right now.