Now we certainly have our hands full and finding time to be good landlords and stay up with the “yearly - yes yearly” rental inspection can be stressful.

Don't forget about the FHA Stress Test (self sufficiency) required on 3-4 unit properties and the cool benefit that you can use 75% of the market rent for the other 3 units as income if you need it to help qualify for the mortgage. 

In that case, it makes sense to have a turnkey operation instead of the added stress of rehabbing.

I’ve been struggling to convince my fiancé to start off with buying our first home and closing off the master bedroom from the house and rent that out to help with the mortgage since I’ve been very stressed financially as I’m the only one working and I’m supporting us and our 2 small children.

Use the money to get the other reno done and that combined with wiping out your consumer debt, will lessen your stress.

We are stressing the f out.

Emotionally - this can be making someone feel good or preventing them from feeling bad, like releasing their stress or worries.

Chances are you'll start with one and find yourself doing the other in a few years (or months), so don't stress about which, just use it to get started!

One thing I would add is that including a gift card to a local restaurant can always be a nice touch as move-in can be a little stressful, and cooking may be the last thing new tenants feel like they have time for those first few days.

I can only imagine stress levels are high.I'd have to recommend screening her as part of your due diligence.