Utilities were included and also household supplies (paper products, laundry products, cleaning supplies).

Also don't build a huge list of buyers as most the time you will have repeat customers.

I also am more forgiving to medical bills, and less forgiving to utilities 

I've heard of people in IT working remotely and customer service agents; but how can someone with a background in manufacturing and an associates in admin get started?

I'm currently venturing into wholesaling, and I was wondering if anyone would be willing to share a Nebraska purchase agreement along with an assignment agreement to utilize for wholesaling properties?

You will want to consider the transaction fees, annual fees, speed of processing, customer service and knowledge. 

You still need to force appreciation/value, and the usual 20-25% to utilize this properly it seems. 

customized dual pane vinyl windows.

Unless you have a note on your account of some kind, or you are tight with your bank, most banks won't allow non-customers to deposit checks to accounts they aren't on.I think your renter is doing this because they don't have the money before that date.

This is a mom & pop apartment so there are no financials just rents and the expenses that were included was insurance, utility and that's it.I am trying to build a pro-forma with the info that I do have.