Pricing for the lower credit scores is higher for obvious reasons.

In the end they provided him with terrible quality work and the building was  discovered by the buyer/owners to have many defects and sued the seller in court and won a $1,750,000.00 award from the court.

I heard credit unions but haven’t yet verified.

Fannie Mae , Freddie Mac , etc. know your credit score and own it .

Now I'm only getting 3-10 Messages per day.Sometimes people get there and don't like that it's a duplex and they have to share laundry, some don't like that it doesn't have central Air, and some just don't make enough money to qualify or have bad credit.

But enough about philosophy, and on with the tale.In 2008, the stock market had crashed, the credit market had imploded, and the housing market was sliding into the into the toilet.

Crime isn't terrible, more than half the residents have college degrees and the street it's located on isn't a ****hole. 

Would I be required to form a new business account and credit card? 

Some, those that are terrible people by nature, can be extremely venomous.

A little background. 30 years young, credit score of 730, no debt, I have my CA real estate license but haven’t worked under a broker for a few years.