Amen, brother.It's the mentality and lack of fiscal and moral discipline of the broke people that help keeps them so broke.It drives me nuts when I see someone using EBT cards to buy each of their 4 kids a $1.39 bottle of bug juice or other sugary drink and individual sized bag of chips.

4-plex is located in the Fort Lauderdale area, It consists of 2 duplexes facing each other, each unit is a 2 bed/1 bath so 8 beds and 4 baths in total and is each unit is being rented for $1500 a month Lot size is 0.25 acres, zoning is RD-15 and land use code is multi family 10 units or less I was thinking of building two more units on top of each duplex once our economy stabilizes of course! 

With these small loan sizes you'll also hit a hefty minimum origination likely around 4K. 

I would love something simple and prefer a semi-rural area with at least a quarter acre, no more than an hour drive from a good-size city.

Everything to completely furnish two to five units, depending on the size..."

I intend to house hack it for a bit, but the lot size is half an acre and it is currently zoned for up to 12 units.

Many small or medium size companies are just never going to be able to survive this depending on how long we go.

Right now there is a lot of social proof going on, mixed with some loss aversion that is leading some to way over estimate the size of the third group of tenants you mentioned. 

While in a normal situation we would say "just get it listed and find another tenant" I fear this pandemic may have long lasting effects on small and medium size businesses and their likelihood of starting another one which will translate into more and longer commercial vacancies.Residential --we all need a place to live and when the "rubber hits the road" we will choose to pay our rent/house payment before we worry about our place of business.

Typically the SBA views businesses with common ownership as affiliates and calculates them into the size and eligibility calculation.