I recognize some LTR markets had large impacts (detroit, Las Vegas, many Arizona cities, etc).

I recognize eventually I can do both but I don't think I can take on starting two business at once. 

A lot of mistakes are made when you do not recognize that.

Just recognize typically unpermitted work typically is not insurable if there is damage or worse yet an accident - for example a house fire and someone dies / if it’s unpermitted you could be liable

As the demand for office spaces dwindled, it resulted in reduced leasing activity, thereby leading to financial constraints for critical services such as education and public transit.Faced with this conundrum, many local leaders have recognized the urgent need to revitalize underutilized spaces and address the dearth of affordable housing options within their regions.

Our premortal selves are coded to recognize the movement and danger lurking in the grass. 

I fully recognize that REI is not a get rush quick scheme but that it can provide financial freedom over time and that is my goal.

I recognize that real-estate investing requires sufficient cash reverses to buffer any disasters but I don't have much reserves and think it would take too long to save up based on current way of operating/living/spending. 

I had an issue with boiler heating last year that wasn't nearly as stressful as yours and that was a pain, but damn, at least my tenants were gracious and recognized my efforts and providing space heaters in the meantime.

It does not recognize the difference between business purpose and consumer purpose loans and it ignores the fact that the rules are both federal and state specific.