Analyze properties as if you aren't going to live there.

The numbers aren't huge, but considering I was only 27 when I bought it, it'll make me plenty of money if I hold it for 30+ years.

BRRR's tie up you money for so long, cash out refi's usually offer a lower LTV, and multi's aren't usually distressed like that if they're quality assets.

So the comps in the area are between 85k-90k and that is what the seller is basing their sale off of, they aren't basing it off market value.

There are DTI and Credit Score thresholds that you have to meet but the requirements aren't nearly as strict and it is literally the perfect option for someone looking to buy but doesn't have 20k saved for a downpayment.

However, if the agents aren't doing their job in selling the properties, we will adjust to do what's best for us.

If it's an investment property (one you aren't planning to live in) then they will likely require you to put at least 25% down. 

No need to tell them the exact reason why you aren't accepting them.

Obviously, there are no guaranties, but there aren't in the fix and flip market or stock market either. 

You can get a HML to purchase the property on a short term loan then refi out or you can find a lender willing to do a 30 year mortgage on the property as well it really depends on the scenario but occupied properties aren't typically an issue as long as the occupant isn't the owner