Tracy, can you explain the requirement for proof of landlord liability policy? 

We updated the house to match its low price range, which required careful budgeting and strategic renovations.

Most of the lenders I’ve had contact with have the 25% DP requirement, high rates, and high closing costs 

The HVAC system needed full replacement, and landscaping costs increased due to an extra lot that required clearing.

The main challenge was ensuring a seamless transaction, which required precise coordination and efficient execution.

Don't send money to anyone you meet online!

Meet other investors by joining groups, online forums, and using social media.

It just takes longer days on market (30-60 days) and lots of conversations with landlords explaining why people have more options and go with the best one for the dollar and why we have to be more flexible in terms of pricing and requirements these days.

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

I would start by networking with other investors and asking them for recommendations.Research online for agents that are busy.