The below terms are live as of this date, for a rate and term refi (no cash out).From left to right:Points: 1, 1.25, 2.Prepayment penalty: 10 years, 3 years, 5 years.Commentary/review, hopefully this thought process is useful when evaluating offered terms for a maturing commercial mortgage that needs to be refinanced. 

They offer wealth management but they also offer joint venture deals where they look for partners to purchase Multi-Million dollar REI portfolios. 

You're better off contracting with a CPA for your taxes and seeing if they also offer bookkeeping services or can recommend a reputable bookkeeper as well.

Let's not forget about Syracuse, NY (but just from an investment perspective).Syracuse, a prominent city in New York, offers a rich tapestry of culture, history, and education, highlighted by institutions like Syracuse University.

Any resources who can help us structure this (other than https://www.nationalfamilymortgage.com/ who does not offer support in our state)?

**Conclusion:**Pre-construction condos offer exciting opportunities but come with inherent risks.

Thanks @Jay Hurst I looked into them and they appear to not offer services in Kansas, which is where we are needing support.

If you are offering some on site services you will need to be located physically where you are managing, as we are. 

I actually offered $174k and rolled my closing cost into the loan.

Meanwhile, anything the resembles a good starter home in Milwaukee between 200k and 450k will sell in 2 days with 5 to 15 offers (most of them over list price).