Thank you for providing the information.Before responding I would like to be sure we are having a meeting of the minds.

Here's a link to the Fannie site that outlines the occupancy verification procedures:https://singlefamily.fanniemae.com/media/26241/displayAnd, keep this in mind: it's one thing to not meet the 12 month occupancy requirement - life happens.

Some are local people to the listing and assist in boots in the ground activities, others just do guest communications etc.A PM is not necessarily a building manager, but does typically manage the whole process property. 

Here you will find other like-minded investors - no pitch just networking.

I would keep that in mind with every decision.

The only thing is some lenders will not lend on the setup so you would have to refinance when vacant as if it were a house or find  a bank that does not mind.

Are your real estate investments active or passive?

I have been actively buying single family value add rental properties in Columbus, Ohio for the past 2 years.

You also correctly noted the carryover losses from previous years, which can be used to offset current year profits.Based on your figures, your net income on Schedule E would indeed be $2,000 ($2,000 profit - $0 carryover loss for one property, and -$4,000 loss + $2,000 carryover loss for the other).Your concern about not being able to claim losses due to higher income (> $150,000) likely relates to the passive activity loss rules.

Hello everyone, I just started using bigger pockets to be part of this supportive like minded real estate investor  friendly , positive community and looking forward to contribute and gain from each other experiences and grow together.Excited and humbled 🙏