The main benefit is you don't have to deal with bank underwriting/approval and typically need less than 20% down.

Thus far we haven't had any issues.So here is my question...if we do the following, do you all feel that we would covered for liability purposes if we write up a document stating the following?

For our relocation area we a looking mainly in the Carolina Forest area.

Owner occupy what and what for what purpose - refinance, certain loan products, etc?

As I work on that the main thing I'm stuck on is whether to get licensed as an agent to get some income going, or just hustle hard as a wholesaler until I have a good deal flow. 

I recommend attending the 2 main local meetups CIREIA and INREIA.

I wrote the above for informational purposes.

Just Remodeled 3BR/2BA Single floor ranch, 123 Main st, City, NC).   

No unfortunately not, if your main source of income is active real estate investing and doing numerous deals per year, then its considered income.

I am curious if any city in San Diego county allows ADUs in non owner occupied properties.References are below:San Diego: https://www.sandiegocounty.gov/pds/zoning/formfields/PDS-611.pdfOwner-occupancy of one of the dwellings is required for the duration of use of the ADU for residential purposes.