If you sell, you lock in a loss.

It is for landlords whose income limits their ability to take rental losses, and who spend a very high number of hours in their real estate business which might give them a loophole.

.- Cap rate: 13.59%- Cash flow includes rent payment minus HELOC interest only payment, taxes, insurance, maintenance and vacancy loss of 10% annually, and 8% property management.What made you interested in investing in this type of deal?

.- Cap rate: 13.59%- Cash flow includes rent payment minus HELOC interest only payment, taxes, insurance, maintenance and vacancy loss of 10% annually, and 8% property management.

I think we will lose buyers overall if fear sets in in regard to future job losses/income/retirement accts drying up etc...

@Joe Delgrosso I survived the last one and bought more during it, but my #1 concern were job losses by tenants.

The longer you wait, the longer it takes to recover your losses.5) Almost every market today is appreciating.It's your time and money, so you get to do whatever.  

This means that a loss at one location will not erode the limits at another location, ultimately, giving you more coverage.

Part 1 of 5: What is a Deductible Buy-Down ProgramDeductible Buy-Down programs are insurance policies a business/real estate investor can implement in their protection plan to lower the amount of deductible they have to pay when there is a claim made.These are policies which are in addition to the normal coverage plan (property, liability, auto, umbrella, cyber, etc.)Part 2 of 5: How Buy-Down Programs WorkThey are one of many ways a person/business can implement alternative insurance protection.Buy-Downs are added to protection plans to lower out of pocket expenses for the insured at the time of loss (a claim)Example of how a Buy-Down program works:You have a commercial property portfolio.Its insurance policy has a deductible and a premium.

I would try reaching out to a property management company and see if they could give you some ideas as far as if its even a feasible idea, and what you could get for rent.