Here's a bit more in detail about how rates are calculated for DSCR loans:1.

I'm aware of the vacancy rate being 6% in the SFR industry but I was wondering what percentage of units go on the market every year from your portfolio.

I might start by calling  my insurance agent and asking how this will affect my culpability, not to mention rates.

Usually income will have to work at the fully amortized (principal + interest) rate. - Lower down payment programs. 

If that is the case, you will most likely have to use more of an “investor” loan product, which will have a higher rate associated with it. 

As we all know, the market is crazy right now with rates and all but I have been wanting to start investing.

Right now I know the interest rate is high and all.

Average Rental Rates, Q1, 3br, 2ba, Single Family2024: $16822023: $16302022: $1523Average Rental Rates, Q1, 2bedrooms2024: $11372023: $10792022: $1102-John Williams, Property ManagerClarksville, TN

This town is very small in population (population trend not growing) although has a community college that is less than half mile walking distance from ANY of the properties (community college population is growing at WELL above avg rate(dorm rate 850mth))

As you start to scale and bring volume, you can get great rates on management fees.With that said, I did not self-manage my portfolio from the start.