due to the money that I haven't been making I cant afford to get move money up after paying monthly expenses. there is no heating or air. or hot water. have to use a bucket under the kitchen sink and the sockets have caught on fire twice.. they charge me for insurance but its to protect the interest of the landlord. this is PMI property management...

I am an agent that specializes in buy-and-hold rentals but I am interested in buying a vacation rental for short term tenants or air B&B rentals.

You will need air tight business systems to mitigate some of this. 

How about mini split air conditioners, vs their own window units?

I’ve currently been looking at a mini split system or just central air.

BiggerPockets family,I am a pilot in the Air Force, stationed at Dover AFB in DE.

In the meantime, if you have good access to the basement and 3rd floor space as mentioned, you can have each of the two spaces ducted and install air handlers to provide AC-only.

I talking about natural gas forced air wall furnaces with a chimney.

I'm not tapping all of it, just 500k and sitting on about 800K in reserves.I also prefer buying late winter as there are still depressed prices but by the time I close spring is in the air and tenants are easier to find.

I'm looking at branching out into Air Bnb's now.