Does anyone use anything to host pics of their prior rehabs?  I know the last lender I used like seeing them, and believed it puts their mind at ease a little  once they see how nice my past places came out. Trying to...

Do you lend on repairs or only the acquisition?  

So hypothetically if I get 3.5% down on a $100,000 home then put $5,000 in repairs and increase the value to say $120,000.

While the building needs some repairs, it appears to be worth than $1k.  

PROPERTY INFO4 BR, 2.5 BA near Little Rock, AR$31,980 cash purchase (20% down, 30-year fixed)Property valued at $159.9KINCOME: - Rent: $1,295/mo (Year 1), with $50 monthly increase in Year 2 EXPENSES (Total $1,230.61): - P & I (30-year fixed at 4.75%) $667.29/mo - Property Management (10%): $129.50/mo - Property Taxes: $163.67/mo - Homeowners Insurance: $50.40/mo- Repairs/CapEx (10%): $129.50- Vacancy (7%) = $90.65RETURNS: - CoC = 2.42% @ $64.39/moQUESTIONS: 1.

These proceeds are held in escrow and the title company will issue checks to the contractors to make repairs.

In the Bigger Pockets calculator, "Repairs and Maintenance" are represented as a % of gross monthly income.

Any who I recently came across a house that was involved in a massive house fire and requires about 175k worth of repair.

I'm currently house hacking a duplex in College Park and the siding needs to be repaired/replaced.

Based on your report even after you put into repairs in you won't be seeing that $40k again.