Determine a goal you’d like to work toward financially, is it “financial freedom” (whatever that means to you), buying a business, becoming self employed, becoming a full time real estate investor, having enough cash for your kids college education, having enough to retire, becoming a centi millionaire, etc.3.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

JWB did a build I believe in Jacksonville FL several years ago. 

I'm starting my real estate investment journey in the U.S.

Find a real estate investment group in your area and see if you can find an experienced investor you mesh with. 

I recently read an article about them in Personal Real Estate Investor magazine and it made me curious.

If I am starting out as a real estate investor interested in being a rental landlord (still working out the main type of rental I want to work with), can I refinance the house with a higher rate and make it a rental to my husband as my first rental?  

I'm happy to help with any questions you have, including any financing or real estate concerns.Best,Drago

Quote from @Regina Blake: Hi, and welcome I would definitely look at investing in real estate in Ohio.

Normal wear and tear is prohibited in Florida; your state may vary.