Not every lender would allow for rural, nor STR income to qualify... but they are out there.

---Tenants are also allowed to break their S8 lease if their home is broken into and they fear for their safety.

The extra income from the extra units might allow you to do more than break even in saving some of the cash flow you would usually have to put out. 

If there are 100 100k houses and I am legally allowed to underwrite 10m in coverage with a reserve of 300k, and I am saving 60k a year in premiums, that could make sense, especially if I am allowed to make a return on the 300k (holding bonds or something).

Ohio's housing market can offer more affordable options compared to other states, allowing you to potentially find a property that aligns with your budget and future plans.Let me know how I can help! 

Please note, some states and localities do not allow this and it is illegal in those states and localities (Cities and Counties).

This will allow you to recover from the purchases and have cash coming in.

Adjustable rate allowed but restrictions on the amount of increase and frequency of rate adjustments.The loan cannot include a balloon.Seller must not be the builder.More Than 3 Properties You Must Use a MLO and Comply With All Regulations Such As:The loan cannot include a balloon.

I'm using iGMS so it would be convenient if it allowed us to create a digital guidebook for our rentals.- Dale 

However, if you're using a discount company that's allowing you as the owner to set the rent price, approve or deny apps, etc. then your issue could be one of many things.