If you start with your maximum offer and the seller counters you have to walk away.As far as the seller laughing, you might be surprised.

And for the liens, that can get cumbersome, but at least get a FINAL lien release when the job is done and you have paid them 100%, so there are no surprises later on.

You would be surprised about the entry level in NYC (the 5 boroughs), it always seems that people think you have to be a millioaire to invest in the NY market.

I wouldn't be surprised if the rate ends up being higher, as the 4.25 seems to be at market.

To be honest, we were surprised but it never hurts to ask.

Did you account for surprises in your 25K repair assessment.

Naturally we'll fluctuate somewhat, but I wouldn't be surprised if it hovers around there.

People might get the wrong idea of what kind of business you're in or might want to relieve your of your baggie.Another bidder i saw had a large manilla envelope filled with $100, at least it wasn't so transparent.People get carried away at auctions and often bid retail or near retail prices and there always seems to be big money in the room, so your experiences don't surprise me.

@Pete Tam You would be surprised what people post on social sites that is indexed in Google.

The damages awarded against you can be large.It might surprise people to know that my commercial clients buying larger apartment buildings that the utilities are number one on the concern list.