I have helped a lot of my clients secure gap funding through unsecured debt, and they were just one group who offered this sort of funding.

I have clients who only care about cash flow, and I have others who focus on long term growth/appreciation.

I work with mostly out of state investors (One of my clients is in New Jersey) so I can give you a hand if you’re interested in looking down here. 

I represent a client who is interested in building a Cricket Field on commercially zoned land.

I have the exact problem which leads to very funny problem, we do have strong buying power but the bank can't move forward due to their own miscalculated DTI lol.

Even with the high interest rate, it can still be worthwhile to pursue the property if it offers a strong financial potential.

You have such a strong WHY for investing in real estate, "creating generational wealth for my family" -- love it! 

If your intent it primarily to resell (the definition of a fix n flip) then you can't 1031 it.But that being said, there are a bunch of my clients over the years who have shifted their model slightly so they can get the adrenaline rush of fixing and the tax deferral of 1031.  

Layer on the fact you seem to have a small account which suggests you are not getting the same pricing as a client who has many units under one roof where there are greater efficiencies. 

Also, want to echo @Andrew Steffens sentiment in the Tampa market being strong.