There are many ways to skin the cat.

Which will allow this or are lenders now a days requiring skin in the game?

If you listened to my podcast, you remember the skin-in-the-game concept.

It finally gets under my skin as I was expecting him to pull some crap - and then he did.

A bank would be skinned alive holding a no income verification loan in any portfolio by regulators!

Anything can happen it might, if your cash flow slows you need to be able to cover the payments because SBA will get their skin.

Plus, 401K money basically can't be touched without penalties until you have loose skin (if I even make it that long). 

After speaking to a few investors who have had skin in the game now for over a decade, several mentioned the idea of having one person (wife or myself) become a real estate professional and then start the business of investing etc.  

Is 5.4% enough skin in the game?

If they are irritated by the questions, definitely move on.These are the KPI's that any quality turnkey company will measure and track and should be able to give you an accurate and correct answer at any given time.