If you want to paint them, hire a pro and pay them a reasonable rate- it's usually at least $3K to do it right, or just leave them. 

Situation: I own an investment property townhome (not primary residence) that I still owe ~$195k on 30 year mortgage at 3.3% rate that originated at $230k back in 2020.

I'm not sure if this could be a major factor for someone like me in choosing an area to invest, but the statistics suggest that Huntsville has a lower overall vacancy rate.

Also open to any creative ideas around loans with less than 7% rate for a 2nd property. (20% down)https://www.zillow.com/homedetails/4-Fifth-Avenue-York-ME-03...

The property comes with one unit occuped and they are paying below market rate.

I’m not telling everyone to drop their 401k, just that you can have a higher interest way of parking some cash.

You'll get an idea of the rate, the down payment required, do they want an experienced manager to make the loan fundable at close- where would you get this person is it you?

He did say if it was a low interest rate loan and interest rates went way up then they might focus on that more to call some loans due so they can re-lend out at higher rates.Some attorneys say to get approval ahead of time for a title transfer or you could add specific language to the loan docs stating under what conditions you can change title to.   

It has separate power (zoned commercial) and the rate I pay is cheaper than the main house. 

If you haven't done any flips in the area, HML rates will be high for you to start with no verifiable track record locally.