Then you realize you have Y days to find a buyer for your piece of paper for more money than you agreed to pay the seller. 

Is it worthwhile to get the papers they advertise in?

They have all their paper work in order and about $70K for a down payment.

Wanted input because on paper it works very well.

In 1946, lead pipe should not have been used;drum traps;unvented fixtures;cast-iron sewer main which is near, or at, end-of-life.General:Asbestos - in flooring (9x9 tiles); drywall mud; pipe wrap; external siding;rock board / plaster board - drywall was still a relatively "new" thing and some of the early iterations were hard boards intended to replace lath as a substrate for plaster;barker board - common in kitchens and bathrooms;gypsum wool insulation  - paper-backed insulation batts spun from molten rock and slag.  

I'm currently refinancing my primary residence (Freddy Loan) and set to sign papers sat.

I believe there is a $50.00 fee to file the paper work, but you can’t file it in the customer service office that would be too efficient for government and might skew your expectations.

Franchise fees, desk fees, marketing, lead gen, business cards, signs, sign riders, photocopies, toilet paper (yes, some agencies do that), etc.  

You're obviously a quick study, so after getting your financial ducks in a row, jump in and actually make an offer on a place that makes sense on paper. 

RE isn't something that is just numbers on paper, it involves people.