If you are sharing your personal space, you have the right to reject people of different races, religions, sex, people with children, etc.

You can keep trying as it is possible to get different results depending on who you talk to, however I do not think it is worth the energy. 

Here are some differences between the two to consider: HELOC: It's a flexible, revolving line of credit, allowing you to borrow as needed and pay interest only on the amount you use. 

The problem in your case is that banks understand conventional lending and the associated restrictions but have no idea what a private money loan is and how they differ.

If the roof is spongy and you go into the basement and the water heater and furnace are encrusted with an inch of rust, that's a different issue.

He also observed some active water penetration into the basementI am trying to figure out if it’s worth it to look into fixing it and trying to make the deal work, or if I should just keep looking for a different property.

It must of been a different property but everthing else is right. 

I also received a 1099-Misc and 1098 from Capital Square along with a document titled Important Tax information which included a letter calling out the Cost Segregation Study, an income statement and balance sheet.My 2022 taxes were done by a different firm and this year, they "partnered" with another company who took over tax preparation. 

By state law we had to do a lot of asbestos testing, and I ended up getting asbestos training.I was told that some drywall as late as mid 1980s had asbestos, so we took numerous random samples, but found none. 

If you sell it as a primary residence, capital gains are very different than if it has been a rental.