BK stays on 10 years. 2004 lenders won't put as much weight on that as CURRENT CREDIT HISTORY and RECENT PERFORMANCE.You can still dispute the BK and if the credit agencies do not respond back in the time frame as verified it will be removed.It could come back on but generally they have no motivation to put it back on like collection companies do.

I have a few IMDB credits myself (http://www.imdb.com/name/nm2312372), co-founded BeMore Films (though my partner is pulling 98% of the weight), and am on the staff of a non-profit called Veteran Artist Program, where among other things we help to get more veterans in front of and behind the camera.

Thus, for all 'negative terms' there must be 'positive terms' that outweigh the negative.Buyers, and sometimes sellers, often fail to recognize this point to their own detriment.Terms to consider:Property ‘as-is’ or with inspections and associated repair allowances-Termite and pest inspection-Radon inspection-General conditions and repairsPeriod of time until closeMortgage contingency or cashInsurance contingencyWho pays closing costs-Deed preparation-Recording Fees-Realtor and/or attorney fees-Title insurance-Taxes (current and past)-Liens and utility bills outstandingEarnest MoneyContract Price(there may be a few I am neglecting as I did this from the top of my head)Therefore, if ‘contract price’ is low, which is assumed to be the case in this thread, it holds negative weight.

My pest control guy says they are worth their weight in gold.Have you hear about these mattress liners?

If there were not the 20% knock on the comps, I'd be in tall cotton, but that's where I'm stuck.She's just not really very good at her job, and I've tried to have her excluded from my future business dealings and from the second appraisal to no avail.I still feel like I have an advocate with my banker, and she's fighting for me tooth and nail on this...she carries some weight there, but again, I don't know the regulations, and I'm hearing that they have gotten more difficult. 

I graduated from college with a business degree that weighted on real estate but I went to construction because I felt more comfortable with that.  

I wouldn't really give any weight to their endorsement.

Glad to see you ditched the dead weight and best of luck finding a new agent.  

I'll gain weight???

Whatever weight that holds... haha