Here's a quick link for your access to everything planned via local government: https://www.fayettevillenc.gov/city-services/development-ser...As I drive through Fayetteville daily, I continue to see more and more local infrastructure improvements.

The problem is that there are so many factors that impact the rate...credit score of the guarantors, Loan-to-Value, property type, citizenship status, etc...the list goes on.

and what would this do to my credit score? 

As we attempted to standardize renovations, we also worked to improve our inspections, repairs, and maintenance processes prior to occupancy.

If you have the income and credit, maybe you can sign on for the loan and someone else provides the down payment?

The Senior Loan Officer Survey this week cited “uncertain economic outlook” and “deterioration in the credit quality of loans and collateral.”

Feel free to make suggestions that make things easier, better, or generally improve things.MATERIALS:- Floor tile: already purchased (and layout, long edge running from front to back of house).- Wall color: light gray, satin gloss- Trim color: natural white, semi gloss- Trim type: 6" baseboard- Counter: Quartz, eased edge (https://www.lowes.com/l/quartz-countertops.html), $44sqft "A" class, gray--forget the name, or the beige (Tina really needs to go the Lowes and look at all pieces together.- Backsplash: Picked out already.

I have heard that I should have an LLC for each home but it seems administratively burdensome to have 100 bank accounts and 100 different tax filings, credits cards, checkbooks, etc...

You also get an additional benefit of depreciating the improvement/house over 27.5 years.

Can we ride on our credit for some of the ownership or would we need to put in $$ for the financing, too?