I was also fortunate that was when the market was heating up and I was buying on the fringe of good areas.

The deal:FHA loanQuadplex 5 bed, 4 bath, walking distance to small town’s main street outside of Charlotte, NCBuilt 1900, .19 acre, crawlspace, vinyl siding, central heat and window units for A/C2014: New roof and installed water heaters for each unit List: $250,000 (Posted end of 2015 for $300k) Currently fully occupied with $2,200 gross rent (Not sure if tenants are month-to-month or long term yet)Tenants pay all utilitiesPITI almost $-1,50035% maintenance/CapEx $-7708% vacancy $-175Home was foreclosed then sold back in 2012 for 50k.  

I don't work with anyone that needs a down payment other than my heating guy, who is a small operator and it usually helps him out with his larger capital outlays (heat pumps, furnaces, etc).

So, if there are two electric bills, the tenants pay that... if there are two heat bills, the tenant pays that.  

Natural Gas heat.

This is also in Florida and so you can imagine heat, humidity and trash don't mix well.

(eg. structural due to seismic activity, piping due to local water, sewage due to design trends, paint due to the smog, roofing due to heat, electrical due to a/c etc.)Motivation behind this question is for property-evaluating purposes.

I like to use the trulia heat maps as a general guide.  

The whole house is all electric, heating, appliances ect.

Other tenant features included tenant paid heat and water.