He has lived in the duplex for the last 20 years and according to my research, you can avoid taxes on capital gains up to $500,000 if the property is sold within two years after a spouse's death.

Your pay is more likely to be salary than a percentage (except for the REALLY big stuff).

No idea because I don't know how much you're under contract for and what the market is in that area.

I've been doing a deep dive looking at cash on cash return for various down payments and expenses on properties with a mortgage.

Then work with an architect for design.

The only way you can break that log jam right now is severely lowered fed rates, but the level of federal debt is such that they're in a no-win situation because there's going to be little appetite these days for buying 1% fed notes from overseas.The fed rates were kept too low for too long.

If this is financing for a stabilized property rate carries more importance but rate combined with origination fees, pre-payment penalty and term in which you intend on keeping the loan in place are all considerations which together should help in deciding the best financing option.

They will also be using it for a STR/college style rental property as well.

One class was for NPN and another one for PN.

@Julian Martinez The good thing about your position is that if you decided to sell the property you can qualify for the 121 exclusion, and qualify for a 1031 exchange.