And as an example of that, starting in 2016, we've kept our powder dry.  

Section 1 estimate $3K due to termites, dry rot, leaks etc.

With buy/hold, capital is drying up pretty quickly.

I do a dry scape her in Southern California, which is colored rock, maybe one tree hooked up to a drip line, and that's pretty much it.

Sink didn't drain because it needed plunger - which I used and in a min everything was working.They were afraid that since their hair clogged the sink, they will have to pay something.

I had my contractor write me up a $30k deferred maintenance bid, dripping P traps, the small amount of termites, all the usual dry rot for a 45 year old house etc.. and countered them down $50k to $575.  

Soon, consumer demand dried up, as everyone was underwater on mortgages, credit cards, etc.

And it's a good thing, because the flexibility of the wood frame makes them support the changes in the soil (dry summer, wet winter, earthquake, landslide,...).

Like dog hair or scratches on the flooring.  

Dry climates rock with the exception of the fact that in areas where you don't see mold (like Denver), the prices are through the roof.Have I mentioned mold in a basement where folks have broken in and stolen the copper pipes sucks?