Agreed with Kevin.

Completely agree.

It has already been mentioned, and I agree, that this would come across better if your fiancé were the one asking for advice, since it’s her money. 

@Logan LaperriereHey Logan, I agree that house hacking in a SFH might require a more transparent approach.

. :)I agree. you make really great points.I would not always totally rely on audited financials, as for example on my debt fund with non performing loans any income we receive when a loan is non performing cannot be counted as income per GAAP. 

@ Bok O I agree with @Cameron Lamming.To start, I would suggest you seek out hotel owners that are seeking investors for their project.

Obviously, not everyone will agree or will totally comprehend because they are in different situations in life.To sum it up: I/O will get you better cash flow, into more deals, and will allow you to grow faster and leave the W2 sooner.Here is what it means: Better cash flow equals higher purchasing power in future deals.

I agree with a lot of what Richard said (he's a pretty smart dude!).

The cost of living is lower in South American countries, so I will actually be saving a higher percentage of my take-home pay there (even with travel costs) than I am currently living in the US. 

I'm aiming for a solid return on cash, and I agree with your emphasis on positive cash flow.