@Amanda Williams  Get with an insurance broker who is experienced in commercial insurance.

It doesn't reset (knock on wood) and gives me remote access as I too live far away. 

Just make sure you choose the 6% commercial assessment ratio.

@Michael DidionThe two biggest divides in the industry are performing vs non performing notes, and residential vs commercial mortgage notes.

I grew up in a small town (NorCal), learned a strong work ethic being raised on a family farm and worked my way thru college doing construction work: commercial and residential plumbing primarily.  

Down the line if you're interested in becoming a licensed agent it would be beneficial as you get access to the MLS and no longer will have to pay the agent the fee. 

Just the costs of setting up a room, bringing the plumbing, gas, electric (I believe commercial machines run on 250 volts, which likely isn't wired in yet), having someone on-call to fix them whenever they break, might require too much capital.But:I'd wager I'm not telling you anything you didn't already know!

I sell larger commercial properties in the millions.

Another way is partnering up and getting residential multifamily and then moving into commercial multifamily.

Find a good commercial real estate agent that can get you 10 -12% cash on cash return and passively make your money.