As long as you respect other people and their property, it's less likely to be an issue.Thanks again for sharing!

Hopefully the 40 new tenants will be an improved group.  

Keep in mind there might be an additional cost to refinance the loan.

I have to live in one of the units since it will be an fha deal. 

(the cat man) wouldn't rent from you if you don't allow cats and I bet he'd be an amazing tenant.

So there is going to be an income verification by a third party and also buyers who cannot provide a 5% down payment by themself will be eliminated from getting mortgage.

If you're going to be a wine snob, at least be an educated wine snob.

The lender will require the buyer of a short sale to be an arms length party, and you're excluded from that. 

Towns like these interest me as they seem to have some solid opportunities available for someone with motivation and the will to succeed, while also being home to beautiful mountains with hunting, fishing, and outdoor opportunities.Also I'll be all over these states so if any BP members would like to meet up, get coffee/dinner, and B/S with my wife and I about RE that'd be awesome!

At the end of the day it's about what fits you best and who has the right bells and whistles at the right price point for you.....and conversely you meeting their requirements to borrow.Provided you don't prove yourself to be an idiot or an unacceptable lending risk and they will be just as eager to lend to you as you are to borrow.That said, until you hand them a financial statement and a deal they can evaluate for lending purposes,  you will get some very vague hypotheticals for the most part.