Having said that, I don't see the difference either - between an LLC owner and an individual owner. 

We don't have any housing authorities with moratoriums. 

"Core" stabilized assets are for investors with low risk profiles who want capital preservation and stable predictable cash flow with low risk (versus higher risk alternatives in stocks and bonds...or value add and real estate development).REITS, insurance companies, pension funds, family offices, very high net worth individuals/families who have already made their wealth, etc. 

In this scenario you would do your normal screening on the new applicant, and write an addendum to add them as an authorized occupant.If you feel comfortable releasing the tenant from the lease you can write a new lease with the new parties and transfer the deposit to that lease. 

Harris County holds one every 1st Tuesday of the month and you can find the list of liens (properties) to be auctioned on the county website. however, what I've learned is that the "big" business and corporation, etc have taken over the sells making it difficult for individual to stand a chance.

I believe you have to start with your local housing authority.

You don't have to deal with problems alone -- the Case Manager wants to know when there is an issue and they will go visit the tenant and see how they can help them resolve the problem.These individuals need a second chance.

The tax credit (Low-Income Housing Tax Credit) program that you mentioned you would be able to get information from your state's Housing Development Authority.

I have an individual interested in applying for a vacant townhome I own, but is asking whether or not a bankruptcy filing will be an automatic 'no' for the application.

No aging absentee landlord answering to the name of Jimmy having the tranquility of his nap in the Greek islands disturbed to authorize paying the property manager, the plumber, and the county inspector their respective pounds of flesh for the repair.I do it for lousy tenants and for good tenants.