Hey @Shelly ShanksPutting down a large deposit to save on PMI is better alternative to leaving that cash sitting in a bank account doing nothing.

Alternatively he does have another investment property that he owns and is working on fixing up.

While the SBA may offer an alternative, lenders that do not offer SBA- guaranteed loans are unencumbered by the constraints of a federal agency.

It looks to be an alternative of a home warranty where service calls are included in the price, but they won't actually repair appliances.Is it worthwhile?

One treatment will kill the adults, not the eggs; gotta go through the entire cycle. 

but also try smaller, local banks as they tend to be easier to work with.If you can't find a local, traditional lender, then try looking into alternative options.

You will be taking IRA distributions and paying regular income tax on the amount.What you will gain by using an IRA format is keeping the full amount of the current retirement plan available to invest.The alternative would be to take a distribution of the current 401k and pay the taxes on that money, then you would have what is left after taxes to invest.

Getting an attorney and pursuing someone after two years does not sound like a pleasant alternative.

How has your experience been with tenants treatment of the property and vacancy rates?

Like a barber recommending a haircut, HVAC guy a new unit...energy auditor new insulation.. pest inspector a pest treatment... insurance guy insurance....